Thanks for the tip on the url - much better. Now if only the ability to create the doc in another location was there. 
To that question, the Dropbox solution is good. I already had to make that compromise for a different work flow to use google drive - and now have to deal with sync issues between drive and iCloud. Adding Dropbox seems mind numbing.
I use shortcuts now to take care of all the different forms of notes, and also have them log their creation automatically in the daily notes.
On the PC side, thus far I have left it as mostly manual and not be too rigid in making sure the same template is strictly followed. In the instance of the daily, honestly, thus far I always use and iPhone and iPad to start the day, so hasn’t been an issue.
Basically I’ve found that all my creative, dynamic and quick joy interactions have been on mobile devices - in which case the automatic logging and shortcuts work great.
For dedicated higher level thinking (I call it ZettelTime
I use obsidian, and in this case it’s all about fleshing, linking and tagging. For that I don’t need the automation, beyond writing a python script or two (Which I’m hoping one day I will be able to launch from inside obsidian via an action link - just haven’t figured out how to make that work just yet.)
Thanks Rishi for your feedback - it’s fun to see how similar our setups are.