Automatically applied folder templates

Use case or problem

I have many folders and each of them has its own unique setup, with the same backlinks and tags consistently throughout all documents in that folder.

Proposed solution

I would like to be able to make a template for a given folder such that every time I make a new note in that folder, it already has the associated template copied in.

Current workaround (optional)

I make a template for each different folder and remember to apply it to each note that goes into that folder as they’re created.