Contacts pros cons of phone app or obsidian plugin?

What I’m trying to do

Deciding on the best place to store my contacts data, which is mostly on a phone app in what I believe to be a .vcf file.
I do have some of contacts’ data stored on notes like History .md with the following style:
YYYYMMDDHHmm (most recent at top)
Bla bla bla
YYYYMMDDHHmm (oldest at bottom)
Blo blo blo

Things I have tried

Obsidian is much easier to use with notes on the desktop keyboard and greater functionality.
Phone contacts app has nice images for organisations and inter phone functionality which is rarely used.
I think I’m most concerned about a plugin losing (less security of some sort compared to the phone?) or corrupting the data (shouldn’t happen wit backups)

I did read this Obsidian forum post/thread, so will search for contacts plugins to help with the decision.

I have no experience with it, but if I may suggest just trying this plugin, playing with a few of the settings and see if it meets your use case:
VCF-Contacts
Github Repo

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