If we were to use it, we too would want something similar for the same reason.
A division wide tool is, once approved, always approved.
But a large amount of specialist tools, or personal tools, need to go through re-approval of every transaction.
Paying monthly subscriptions personally and then getting reimbursed every 3 months is the lowest friction way, with the risk that one day you won’t get reimbursed.
I think this is actually a fairly common issue.