Another upside for Taio is that you sync your notes for free with Git using Working Copy (pull) and a-Shell (add-commit-push) if iCloud is not your cup of tea or if you have 30-40000 files (that is bound to floor iCloud on setup, at least on Windows).
Taio can see other file providers’ folders like WC or Spck Editor (which can also handle smaller git repos with free pull and push capabilities) while Obsidian can be set up for two folders only.
Unfortunately, I couldn’t make WC and iSH work like they said here, so I cannot use Obsidian and Taio at the same on iPad (I like the preview better in Obsidian).