Hello! You’re very welcome.
Daily Notes could definitely do what you’re asking for, easily. What you’re asking for is simple, so I would stick with that plugin for that need. I don’t use Templater, but from what I’ve seen in the forums, it is: a) powerful, and b) complex. Daily prompts that don’t change is not complex.
Learning code is not necessary. Markdown is a markup language, you just “mark up” text to alter the way it looks (bold, italic, make it a header) and to indicate links and such. The editor we’re using to talk to each other uses Markdown for its editing options:
This is a Markdown image link (the same screenshot image above):
A lot of this is handled for you in Obsidian, but you’re free to manually type things in yourself, because it’s fast and easy.
If you haven’t yet, take a look at the Help file for Obsidian.
Also, don’t know if you took a look, but Advanced Tables does have a formulas feature.