Create file inside a folder by expliciting in the name (<folder>/<file>)

This can already be done. Please familiarize yourself with the Help Vault before making a new feature request.

  1. Settings → Files & Links → Default location for new notes. Set this to “In the folder specified below” and you can choose any folder or subfolder that you wish.
  2. Daily Notes and Zettlekasten plugins can also be configured with their own custom folder location.
  3. With the Obsidian URL scheme you can create new notes in any folder and file you wish by triggering a URL. You can create new notes, or append to existing notes.
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