You can put any text you want in a template.
My template includes a bunch of placeholder text for me to update:
---
aliases: []
---
# {{title}}
#topic #touch #bench
Write
If I have an alias, I add it. If not, I delete the YAML block.
Title matches the note file name and I update the placeholder tags to be what they should be. (And If I don’t, then I can search for those default tags to find notes that need more love.)